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Moving home can be a stressful experience. We aim to get you moved as quickly as possible and with the minimum of fuss.
Our Conveyancing team are all local lawyers based in Caerphilly and Ystrad Mynach. They are highly experienced in Residential Conveyancing as well as acting for property investors and developers.
If you are re-mortgaging – we can deal with all the paperwork for you quickly and efficiently at a competitive cost.
If you are buying or selling a house – come to us first, before you make an offer to buy or (if selling) before you put your property on the market. It costs nothing and could save problems later.
We offer a completely FREE discussion. We can help you with price negotiations, finding finance and choosing the right estate agents – all to make sure you get on the right track, get the best deal and complete matters quickly.
We can also give you a Quotation for a Fixed Fee for the sale and purchase of property.
We are pleased to confirm that this firm is a panel firm for the Help to Buy:ISA Scheme and if you or any member of your family are intending to save money towards a future house purchase in this scheme and you require any further information or assistance, please do not hesitate to contact either of our offices.
Land Registry Property Alert Service – The Land Registry have set up a service whereby you can monitor properties that you believe may be at risk of fraud. By monitoring properties you will be notified by the Land Registry of any activity occurring on that property. This is particularly useful for those who own properties that are either empty or rented. If you would like more information on this service, please feel free to talk to one of our professional Conveyancing Solicitors.
CASWELL JONES – RESIDENTIAL CONVEYANCING FEES
It is our aim to provide an excellent service at a competitive price.
In respect of our fees:
Sale of Property
up to £100,000 – £500.00 plus VAT and disbursements
£100,001 – £150,000 – £550.00 plus VAT and disbursements
£150,001 – £200,000 – £590.00 plus VAT and disbursements
£200,001 – £300,000 – £660.00 plus VAT and disbursements
£300,001 – £400,000 – £720.00 plus VAT and disbursements
£400,001 – £500,000 – £800.00 plus VAT and disbursements
Purchase of property
Up to £100,000 – £570.00 plus VAT and disbursements
£100,001 – £200,000 – £620.00 plus VAT and disbursements
£200,001 – £300,000 – £670.00 plus VAT and disbursements
£300,001 – £400,000 – £730.00 plus VAT and disbursements
£400,001 – £500,000 – £820.00 plus VAT and disbursements
Please click here for our average fee including disbursements if you are selling a freehold registered property for £260,000, with no mortgage / registered charge
Please click here for our average fee including disbursements if you are purchasing a freehold registered property for £260,000 where no mortgage is involved
Please telephone or email us and provide us with the property address so we can provide a full written no obligation quotation and answer any queries you may have.
If you are purchasing or selling a leasehold property there will be additional fees as such matters are more complicated and involve higher volumes of documentation to review. These will vary depending upon whether the property is a leasehold apartment which is subject to service charges, ground rent and other external payments or whether it is a leasehold dwelling-house. Typically, there will be an additional legal fee of between £150 and £450 but please contact us and provide the postal address of the property for a detailed estimate.
If you are having a mortgage, in the majority of cases we will be instructed to act for the lender as well. In some instances, the lender will instruct a separate solicitor at increased costs. If we do act for your lender, we do not usually charge additional fees, but please let us know who the lender is from the offset.
Land Registry fees
These depend on the fee set by HM Land Registry relating to property value and type of application e.g. postal or electronic application. In particular, Land Registry fees for NewBuild properties and / or titles not registered electronically at HM Land Registry will be charged additional fees.
Land Transaction Tax / Stamp Duty Land Tax
The tax payable depends on a number of aspects e.g.:
- The property price
- Is the property in Wales or England
- Are you a first time buyer as there are first time buyer incentives dependent on location of property
- Is the property a second home or an investment property as a higher rate will apply?
In complex cases, it may be necessary to refer to the Welsh Revenue Authority or HRMC for a written tax opinion.
Please click here for Land Transaction Tax (Wales) Land Transaction Tax | GOV.WALES
Please click here for Stamp Duty Land Tax (England) Stamp Duty Land Tax: Overview – GOV.UK (www.gov.uk)
We would always advise that relevant searches are carried out on the property you are buying. If you are purchasing with a mortgage the lender will also insist on searches on the property are applied for. Search costs vary according to which local authority the property is situated in. Searches include Local Authority, Water and Drainage, Coal and Environmental and Chancel. The fees vary according to which pack is necessary for your property / lender. As of 14th August 2022, a typical search bundle for a property in Caerphilly costs £289.44. If you provide us with the property postcode, and lender, we can price the relevant searches for the county you are intending to purchase in.
Help to Buy ISA
We are on the Help to Buy ISA Panel for the government Help to Buy ISA scheme and there is an existing charge of £25.00 per person where a buyer has an HTB ISA. We obtain your ISA bonus from you direct from the Government.
Help to Buy Wales Scheme
Where the purchaser is using the Help to Buy Wales Scheme to fund the purchase there will be further additional fees and, again, please telephone so we can discuss this with you and let you have the appropriate details. Our additional charge is £100.
WHAT OUR FEES DO NOT INCLUDE
Our prices are quoted on the basis the title to the property is already registered at HM Land Registry. Additional charges will be incurred where we have to deal with defects arising on investigation of title. In the vast majority of cases, the fixed fee at the start of the transaction will be the final fee payable. We would of course inform you of any additional costs incurred during the transaction. No additional charges are incurred unless discussed and agreed with you beforehand.
Our prices quoted do not include the cost of a Structural Survey. Please follow the link to the RICS website to search for a surveyor in the area. RICS Find a Surveyor (ricsfirms.com)
Buy to Let Transactions
Please note the fees above do not apply to BTL Transactions. Please telephone for a quotation with the details of the funding arrangements as this can affect our fee.
Other Residential Conveyancing Transactions
We are also able to act for you with regard to Transfers of Equity, re-mortgages and various other property transactions so please ring for a quote in respect of those.
If the Re-mortgage is for a registered freehold property then our usual charge will be £450 plus vat and disbursements. If the re-mortgage involves a Transfer of Equity then we will usually charge an additional £250-350 plus vat.
Our average fee including disbursements if you are selling a freehold registered property for £260,000, with no mortgage / registered charge.
|Caswell Jones Legal Fees||£792 inclusive of Vat|
|Bank Transfer Admin Fee||£36|
|AML/ ID checks||£6 (per person)|
|HM Land Registry Official copy entries||£9 (plus £3 for each additional document required)|
Our average fee including disbursements if you are purchasing a freehold registered property for £260,000 where no mortgage is involved.
|Caswell Jones Legal Fees||£804 inclusive of Vat|
|Land Registry Fee (if registered at HM Land Registry)||£150|
|Bank Transfer Admin Fee||£36|
|Local, Drainage, Mining and Enviro Fees||£290|
|Land Registry / priority search||£9|
|AML/ ID checks||£6 (per person)|
|Land Transaction Tax||(TBC)|
18 Cardiff Road
SRA No 71008
YSTRAD MYNACH OFFICE
29 Bedwlwyn Road
SRA No 197634
MON. 9:00 a.m. – 5:00 p.m.
TUE. 9:00 a.m. – 5:00 p.m.
WED. 9:00 a.m. – 5:00 p.m.
THU. 9:00 a.m. – 5:00 p.m.
FRI. 9:00 a.m. – 5:00 p.m
Appointments outside these times - by arrangement.